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How Do I Create a Worker’s Compensation Plan?

When you head off to work each day, the last thing you want to imagine is being involved in a potentially life-altering, on-the-job accident. While the rate of occupational injuries has been on a steady decline since the 1970s, there were 2.7 million nonfatal workplace injuries and illnesses reported in 2020 alone, according to Bureau of Labor Statistics records. To safeguard yourself in the event that you become one of those statistics in the future, it’s important to have a plan in place. After all, an accident can cause panic on the part of everyone involved, and knowing there’s a plan can lend a sense of calm to the situation, allowing you to focus on your personal well-being and healing. In order to develop a solid Worker’s Compensation Plan, the experienced attorneys at Edmonson Law Firm recommend the following four steps…

  1. Call Upon the Expertise of a Reputable Law Firm: It’s always a wise move to do your research on local law offices BEFORE you’re going to need their services. Just as you know you may need to call 9-1-1 at some point in your life due to fire, burglary, auto accident or health emergency, you will want to have the contact information of a reputable law firm you can trust stored in your phone. While accidents can happen anywhere, if your work environment represents an elevated risk setting such as commercial construction sites, residential construction sites, manufacturing and assembly plants, warehouses, distribution centers, hospitals, amusement parks and off-site jobs that involve utility work or landscaping, your risk is considerably higher. Therefore, you will want to have the phone number of a firm that specializes in Worker’s Compensation cases within reach. If you live or work in Banks, Barrow, Clarke, Dawson, Elbert, Forsyth, Gwinnett, Habersham, Hall, Jackson, Lumpkin, Madison, Oconee, Rabun, Townes, Union, Walton, and White Counties, be sure to do your homework on Edmonson Law Firm. Worker’s Compensation cases can be complex, and we welcome the opportunity to help you navigate your own case – when and if the time comes. After you’ve learned more about us at www.ELF-Legal.com, we hope you’ll add our number to your phone for safe keeping: 678-271-9111. 
  2. File a Work Injury Claim Through Your Employer’s Insurance: The law requires that any company with three or more employees must have Worker’s Compensation Insurance. The law also requires you to report any on-the-job injury within 30 days. However, the Worker’s Compensation attorneys at Edmonson Law Firm highly recommend that you report your illness or injury IMMEDIATELY without delay. Any delays heighten your risk of missing out on potential benefits to cover the cost of your medical expenses and lost pay during your recovery. For non-emergency accidents, your employer should have a list of physicians you can visit. For emergency accidents, make sure the hospital knows it was an on-the-job accident. If your claim is approved, your employer’s insurance will cover the cost of your hospital stay retroactively.
  3. Keep Excellent Records: Be sure to keep a timeline of everything that happens after your accident – the date of your accident, the date you filed your claim, dates you visited various doctors, copies of each doctor’s discharge paperwork – which should detail your injury as well as any work restrictions, receipts for doctors’ visits and prescriptions, a journal of symptoms… basically anything that is related to your injury. In the event that you learn you need a lawyer to help you navigate your Worker’s Compensation case or file an appeal on your behalf, it will be critical to your case to have excellent records you can share with your Worker’s Compensation attorney.
  4. Appeal the Outcome, If Necessary: Occasionally, Worker’s Compensation cases are denied. However, this doesn’t mean your fight to receive compensation for the pain you’ve endured has come to an end. There are any number of reasons that a case may be initially denied – running the gamut from believing your injury was the result of a preexisting condition or willful misconduct on your part to failure to report or receive medical attention in a timely fashion. Still, you can counter those assertions by challenging the denial of your claim with your employer’s insurance through an existing administrative appeals process. In the event that there is no formal appeals process in place, you can file a Form WC-14 with the Georgia State Board of Workers’ Compensation. This action will result in either a mediation or formal hearing of your case. Bear in mind, you must file a Form WC-14 within one year of the date of your work injury or the onset of an occupational illness. Lean in to the expertise of an experienced team of attorneys and paralegals – like those found at Edmonson Law Firm – to aid with the appeal of your case. We offer a free consultation to discuss the circumstances surrounding your case.

Most non-fatal accidents and injuries involve overexertion and bodily reactions, falls and slips, contact with objects and equipment, exposure to harmful substances, and transportation mishaps. The result of those injuries may impact your ability to work and your financial future – making it imperative to appropriately follow steps and timelines to filing your claim, receiving medical treatment, and appealing a denial. After all, that’s why Worker’s Compensation exists. As Georgia’s Hometown Law Firm, the Edmonson team welcomes the opportunity to guide you through the process. To schedule your free consultation, call us today at 678-271-9111, send us an email at info@elf-legal.com or fill out our convenient online contact form and we will be in touch with you shortly.

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