OUR EXPERTISE
SOCIAL SECURITY DISABILITY
Administered by The Social Security Administration (SSA), Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) programs are designed to provide income and health insurance benefits to those who are physically or mentally unable to perform any job that exists in the regional or national economy. Many of our Social Security Disability clients come to us either because the application process, rules, and regulations of the SSA can be cumbersome and overwhelming or because they have applied for benefits and have been denied. That’s where The Edmonson Law Firm comes in!
We can help you:
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Simplify the process
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Apply for Social Security Disability Insurance
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Assist you through the administrative appeals process
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Gather your medical evidence and submit it to the Social Security Administration on your behalf
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Prepare a hearing brief for the administrative law Judge
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Attend your hearing with you
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Bring you peace of mind
Simplify the process
Apply for Social Security Disability Insurance
Assist you through the administrative appeals process
Gather your medical evidence and submit it to the Social Security Administration on your behalf
Prepare a hearing brief for the administrative law Judge
Attend your hearing with you
Bring you peace of mind
But before that happens, we need to ensure that you meet the medical qualifications for these programs. To do so, you must have:
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A severe, medically determinable impairment that has lasted, or is reasonably expected to last, at least twelve months
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No work activity deemed ‘substantial’ (defined by how much you earn per month)
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The inability to perform your past work
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The inability to perform any other job, based upon your age, education and work experience
A severe, medically determinable impairment that has lasted, or is reasonably expected to last, at least twelve months
No work activity deemed ‘substantial’ (defined by how much you earn per month)
The inability to perform your past work
The inability to perform any other job, based upon your age, education and work experience
How to Use the Social Security Disability Benefits Calculator
Key Terms to Know:
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Average Indexed Monthly Earnings (AIME):
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This is an average of your highest-earning years, adjusted for inflation, which helps the calculator understand how much you’ve earned over your working life.
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The Social Security Administration (SSA) looks at your highest 35 years of earnings. If you worked less than 35 years, zeros are added for the missing years.
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Primary Insurance Amount (PIA):
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This is the amount you would receive each month if you start receiving benefits at your full retirement age.
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The PIA is calculated using a formula based on your AIME.
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Full Retirement Age (FRA):
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This is the age when you can start receiving full Social Security retirement benefits. For most people, it ranges from 65 to 67 years old.
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Even if you are applying for disability benefits, your FRA is considered in overall benefits planning.
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How the Calculator Works:
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Enter Your Total Lifetime Earnings:
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Input your estimated total earnings over your working life. This information can usually be found on your Social Security statement.
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Enter the Number of Years You’ve Worked:
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Provide the number of years you’ve been working. This helps to calculate your average monthly earnings.
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Steps to Calculate Your Benefits:
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Calculate AIME (Average Indexed Monthly Earnings):
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The calculator takes your total earnings and divides it by the total number of months you’ve worked (or 35 years if you worked less). This gives us your AIME.
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Calculate PIA (Primary Insurance Amount):
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The calculator uses your AIME to figure out your monthly benefit amount using the following steps:
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90% of the first $1,240 of your AIME is calculated.
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32% of your AIME that falls between $1,240 and $7,355 is added.
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15% of any AIME above $7,355 is added.
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Example Calculation:
Let's say your calculated AIME is $4,000. Here’s how your monthly benefit (PIA) is calculated:
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Step 1: Calculate 90% of the first $1,240:
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90% of $1,240 = $1,116
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Step 2: Calculate 32% of the amount over $1,240 (up to $7,355):
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The next portion is $4,000 - $1,240 = $2,760
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32% of $2,760 = $883.20
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Step 3: No need to calculate the 15% portion because $4,000 is below $7,355.
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Add these amounts together:
$1,116 + $883.20 = $1,999.20
So, your estimated monthly benefit (PIA) would be $1,999.20.
Tips for Using the Calculator:
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Make sure to enter your earnings accurately to get a reliable estimate.
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Remember, this is just an estimate. Actual benefits may vary based on your full earnings record and other factors.
SSD Benefits Calculator
Total Lifetime Earnings ($)
Years Worked
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Please read our SSD Benefits Calculator disclaimer here.
TIP:
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Make sure to enter your earnings accurately to get a reliable estimate.
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Remember, this is just an estimate. Actual benefits may vary based on your full earnings record and other factors.
Frequently Asked Questions:
Q: What are SSDI benefits in Georgia?
A: SSDI benefits in Georgia are designed to provide financial assistance to individuals who cannot work due to a disability.
Q: How do I apply for SSDI benefits in Georgia?
A: You can apply for SSDI benefits online through the SSA's website or by visiting your local SSA office.
Q: What are the eligibility requirements for SSDI benefits in Georgia?
A: To be eligible for SSDI benefits in Georgia, you must have a medical condition that prevents you from working and have earned enough work credits by paying into the Social Security system.
Q: How can an SSDI lawyer near me help with my claim?
A: An SSDI lawyer can help guide you through the application process, gather necessary documentation, and represent you in hearings and appeals if your claim is denied.
Q: Where can I find the best SSDI lawyer near me (or in Buford, Georgia)?
A: You can start by asking for recommendations from friends or family members or searching online for SSDI lawyers near you. Don't forget to check online reviews, and don't hesitate to schedule a consultation with John Edmonson to discuss your case and explore your options.
By understanding the SSDI benefits in Georgia and working with an SSDI lawyer near you, you can increase your chances of securing the benefits you need. Don't hesitate to reach out to The Edmonson Law Firm for help and guidance throughout the SSDI application process.
SSDI Questionnaire
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